December 27, 2016
PDF Ebook , by Richard V. Reeves
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, by Richard V. Reeves
PDF Ebook , by Richard V. Reeves
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Product details
File Size: 4895 KB
Print Length: 198 pages
Publisher: Brookings Institution Press (May 23, 2017)
Publication Date: May 23, 2017
Sold by: Amazon Digital Services LLC
Language: English
ASIN: B01MYCPHA7
Text-to-Speech:
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Amazon Best Sellers Rank:
#328,762 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
Dream Hoarders is an uncharacteristically blunt book that speaks to an issue of well off people protecting their own which is rarely talked about. When I say well off I am not speaking of the super rich 1% to 10%. Yes I think the 1% to 10% have their role to play in resolve income inequality. I think the scope of Dream Hoarders is way too narrow in that it lets a large group of so called Dream Hoarders off the hook. First I'd suggest Dream Hoarders could encompass the top 25% of the working population instead of the top 20% the book classifies as Dream Hoarders. Also being Dream Hoarders must factor in many things this book was too lazy to do which is why I took away one star in my ratings. Someone making $100,000 a year with one child in Texas is more likely a Dream Hoarder. A person making 100K a year with one child New York City, Washington DC, or Los Angeles is almost impoverished living paycheck to pay check thus barely scraping by.Also Dream Hoarders makes one disastrous almost stupid assumption about poor students. Dream Hoarders makes the assumption that by throwing money at the problem of poor folks under achieving we can solve the problem. I started life dirt poor. I went to an inner city school as a minority youth in inner city BALTIMORE where life does not get any harder. I spent my youth in the Enoch Pratt Free Library reading borrowing every book that was not nailed down. You can't buy the thirst for knowledge and can't or transplant the desire to succeed. I went from living on Section 8 Housing and disability to being one of the Upper Middle Class because first I wanted it and Second because, I worked for it by avoiding the traps that other poor folk choose instead of investing in themselves.It makes no difference at all how much society invests in a person if that person does not first invest in themselves at a feverish pace. If you invest in drug abuse you become a drug addict or a drug dealer. If you invest in having per-martial sex before you can sustain yourself and your family you become a life long loser in a minimum wage hell flirting with being on welfare. I invested in reading books, learning to better myself. I invested in learning how the stock market works and how to profit from opportunities when I found them. I invested in myself so vigorously that those in power started giving me opportunities just to see what I'd do with them. I ruthlessly exploited every opportunity that came my way refusing the stupid choices to have babies and do drugs at every turn.Dream Hoarders rightly puts the upper middle class on the hook for the wrong they do in stacking the deck against the poor but, falls flat on understanding the key issues that keep most poor people poor. The weak minded poor are way too easily diverted into lifestyles where they are encouraged to invest in the criminal drug violence and sex worker occupations to their folly. Society aids the Dream Hoarder class by making it too easy for the poor to enter the drug hoarder sex worker class leading to arrest records and a useless loser lifestyle. Dream Hoarders is a book where a middle upper class elite shares his views on helping poor people he knows absolutely nothing about. Dream Hoarders was a noble attempt that got 75% of the problem rightly sorted and 25% totally wrong.
I am Canadian and currently living in the United States. Coming from solidly lower middle class roots, I am certain that I never would have attended University if I had been born here. It accurately explains in detail a lot of what I have personally noticed about how class works in America. While Canada is only marginally better in terms of class mobility, I prefer living in a society where there is that margin and plan to move back if I have children. As an elementary school teacher here, I personally can testify to how segregated and unfair the public school system is in at least Washington, Oklahoma and Florida. Simply separating funding of public schools from property values would be a huge start. America is really mortgaging it’s future by not educating its youth just so that the wealthy can stay wealthy. I see countless missed opportunities everyday. Bright children capable of doing so much more but who will end up working meaningless jobs stocking shelves at Walmart or flipping burgers their whole lives simply because they were born in the wrong zip code. The one thing I found lacking was better data to support his conclusions. But then again it would have made the book less readable and inaccessible to a general audience.I bought a copy for my upper middle class in-laws hoping that it might make them understand at least why I wince every time they rejoice about getting coveted internships for their friends daughter/son by using this or that connection.
This is an informative and compelling look at the growth of income inequality in the US, but it presents only part of the picture. To begin with what's new and different in this book, it looks at income inequality in a different focus. Instead of zeroing on the one percent as so many have done, Reeves focusses on the 19% -- those whose incomes come in between the 80th and the 99th percentile, a group that he describes as the upper middle class. The incomes of this group have grown much faster than incomes for the country as a whole (if less rapidly than the incomes of the 1%). Moreover, income gains have been bolstered and protected by other benefits, political and social in nature. The tax deduction for mortgage interest and the 529 college savings programs, for example, mostly benefit the upper middle class. The children of the 19%, on average, attend far better schools than most American children, and are far likelier to attend and graduate from college. This is not accidental, Reeves argues. Upper middle class parents are fiercely focussed on getting their children the best educations possible, by restrictive zoning and legacy admissions as well as by intensive home support. It's a compelling argument, and we -- most readers of this book are probably members of the upper middle class -- need to recognize that the deck is stacked in our favor.But it's also an incomplete argument. An excellent review of the book in "The Economist" points out the basic problem of focussing on the 19% rather than on the 1%, saying "Since around 2000 the incomes of the upper middle class, excluding the top 1%, have not grown by much, and the income premium earned by those with university degrees has plateaued." Over that period, the income of the 1% has soared: in fact, since 2009, the 1% has copped about 95% of ALL income gains. Politically, focussing on the barriers that the upper middle class has established to protect it's position is an admirable goal. But so is focussing on the massive income gains that the upper class -- if we may so call the 1% -- has wrested from the system. All in all, this book is well worth reading, but remember that the 19% is only part of the problem.
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